In order to support users in making well-informed financial decisions, YONO also includes data-driven insights and tailored recommendations based on users' financial activities. Beyond standard banking services, YONO offers features like bilrummy.l payment, online shopping, and travel bookings. The goal of this multifaceted strategy is to establish YONO as a complete banking and lifestyle solution. The platform allows users to interact with their financial services in a flexible way because it is accessible through web browsers and mobile applications. YONO's goal is to make banking easier and more efficient for SBI clients by consolidating various financial services & placing a strong emphasis on user-friendly design.