This is one of the main ways Yono VIP improves the banking experience. Members can anticipate reduced wait times, individualized support, and prompt resolution of their questions and isapkdosues as a result. Individualized Financial Guidance. Through the provision of individualized financial advice from the bank's experts, Yono VIP members enjoy an even better banking experience. This guarantees that members receive personalized advice & insights intended to assist them in reaching their financial objectives and making wise wealth management decisions.