Handling the Surplus. Some winners may find it too much to handle, which could result in bad financial choices or even bankruptcy. It is imperative that winners consult a financrummy naboial advisor & develop a plan for responsibly managing their winnings. Individual Repercussions. Winners may also struggle with feelings of loneliness or mistrust, as well as changes in their personal relationships. If you are fortunate enough to win the lottery, there are a few crucial things you should do to make the most of your newfound prosperity.