These gaming objectives should, nevertheless, be in line with more general financial goals like home ownership, college funding, or retirement planning. Gamers can improve their gaming performance and financial 3 patti real cash appliteracy by combining their gaming goals with real-world financial objectives to form a coherent strategy. Using the SMART criteria—Specific, Measurable, Achievable, Relevant, and Time-bound—is crucial for setting financial goals that are effective. For example, a SMART goal would be "I aim to save $5,000 for a down payment on a house within the next two years," as opposed to a general one like "I want to save money.".