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Taking part in referral programs is another way to earn money without spending money on money-making apps. A lot of apps provide rewards points or cash bonuses in exchange for introducing new users. You don't need to pay anything up front to generate extra money by giving your referral code to friends and family.

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Taking part in referral programs is another way to earn money without spending money on money-making apps. A lot of apps provide rewards points or cash bonuses in exchange for introducing new users. You don't need to pay anything up front to generate extra money by giving your referral code to friends and family.

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