Users can optimize their earnings and help the digital payment industry in India flourish by actively encouraging friends & family to use the BHIM app. Depending on the NPCI promotional offers & campaislots arcadegns, the incentives & rewards offered through the BHIM App Refer and Earn program may change. On the other hand, typical incentives are paid straight into users' BHIM app accounts and include cashback on purchases, merchant payment discounts, & other benefits. It is a mutually beneficial program for all parties involved because these rewards offer real benefits to both the referrer and the referee.